No cost to anyone
The donation comes out of our margin, not your rate and not their budget. Nobody pays extra for this to work.
Payments with purposeSwipe. Give. Impact.
Every swipe funds a mission.
The BrightStar Impact Network is card processing built so that a share of the profit on every account goes to a ministry, school or community organization, every month, at no cost to the business or the cause.
- Added cost
- $0
- Rate
- Match or beat
- Donation
- Every month
- Ministries
- K-12 Schools
- Universities
- Foundations
- Endowments
- Chambers of Commerce
- Community Groups
- Business Networks
- Athletic Leagues
- Booster Clubs
- Alumni Associations
01Our promise
A meaningful portion of our profit is donated to your cause every month.
Businesses already pay to accept cards. We route part of what we earn on that processing to the organizations they care about, without raising anyone's cost.
Recurring, not one-time
It arrives every month for as long as the account is open. Organizations can budget against it the way they budget rent.
Zero fundraising effort
No campaign, no appeal letter, no gala. The money moves because the business is open, not because someone asked.
02How it works
Simple. Automatic. Meaningful.
Nothing changes at the counter. The difference is what happens to the margin after a payment settles.
-
Step 01
Business enrolls
A business joins the BrightStar Impact Network and moves its card processing to a rate that matches or beats what it pays today, guaranteed in writing.
-
Step 02
Transactions settle
Cards are authorized, captured and settled exactly as before. Same terminals, same deposits, no change to the day-to-day.
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Step 03
Margin is allocated
Each month, a meaningful share of the profit on the account is set aside for the organization the business designated.
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Step 04
Mission gets funded
The organization receives a recurring monthly donation in the business's name, for as long as the account is open.
Flagship platform
Run the whole business from one calm place.
Contacts, pipeline and invoices, plus free add-ons for point of sale, an online store, booking, automations and an AI assistant. Offered and set up by BrightStar.
03Impact calculator
See what your processing could fund.
Move the sliders to match your business. The estimate shows what you pay now, what you would pay with BrightStar, and how much would go to the cause you choose.
Effective rate today
3.10%
Projected with BrightStar
2.35%
Estimated savings, per year
$3,599
Donated to your cause, per year
$368
Where your monthly processing fees go
$940.06
- Card networks and issuing banks$786.70
- BrightStar operations and support$122.69
- Donated to your cause$30.67
If 25 businesses like yours joined one organization's network, it would receive about $9,202 a year.
At this volume we would match your current rate, guaranteed in writing. The donation still comes from our side of the margin.
Illustrative estimate built on typical interchange costs. Your real numbers depend on card mix and how you take payments. A statement review gives the exact comparison and donation.
04Where business meets purpose
Two sides of the same transaction.
For businesses
Stop overpaying on every transaction.
You are already paying processing fees. The only real question is whether any of that money does anything you care about on its way out the door.
- We match or beat your current rate, guaranteed in writing
- A meaningful portion of the profit on your account is donated monthly in your name
- A story your customers actually want to hear
- Same terminals, same day-to-day, no interruption to your business
For organizations
Funding that shows up whether or not you ask.
Pledges lapse. Events cost money to run. This is a line of support that does not depend on a season, a campaign, or a volunteer with a spreadsheet.
- Passive monthly income with no donor solicitation
- Grows as more businesses in your community join
- Costs your organization nothing to participate
- Real relationships with the businesses that support you
Platform
One stop for every way you get paid.
Powered by BrightStar Merchant Services in partnership with NetSimple. In-person, online, recurring and B2B payments reconcile in one account.
Recurring Billing
Subscriptions and payment plans that run on their own. Expired cards update automatically, so revenue does not stall.
Inventory
Track stock across locations and sales channels in one place, with counts that move as orders come in.
Customer Vault
Store cards for repeat purchases. Card data is tokenized and never touches your systems.
Virtual Terminal
Take payments over the phone or by mail from any browser. No extra hardware to buy.
Mobile
Accept cards wherever you work: job sites, markets, events. From a phone or tablet.
Ecommerce
Connect your online store to the same account, so every channel reconciles in one place.
Payment Link
Send a secure link by email or message and get paid without an invoice or a terminal.
Shipping
Generate labels and follow fulfillment right beside the order that paid for it.
Text to Pay
Send a payment request by text and let customers pay from their phone in seconds.
Invoicing
Build, send and track invoices, with reminders that go out without you chasing them.
Cash Discount
Offer a lower price for cash and pass card costs along, configured to stay compliant.
Surcharging
Apply card surcharges within each state's rules and card brand limits, calculated for you.
Industries
Configured for how you sell.
Hardware, software and pricing set up around your business, from the restaurant line to the job site.
Restaurants and Cafes
Faster tables, cleaner tips, and a cause your regulars can see.
ExploreRetail and Boutiques
One register for the store, the pop-up and the website.
ExploreHome and Field Services
Get paid in the driveway, not thirty days later.
ExploreMedical, Dental and Wellness
Patient payments without the paperwork.
ExploreProfessional Services
Retainers, invoices and recurring fees on autopilot.
ExploreNonprofits and Ministries
Take gifts online and fund your mission through your community's businesses.
ExploreB2B, Wholesale and Manufacturing
Payments that keep pace with your purchase orders.
Explore
What our customers say
The switch is the easy part.
Working with JD at BrightStar has been an easy switch from our old merchant service provider. JD has been available when questions needed answers. There was no hidden info, JD has been very up front with every step of the process.
Jason and his company BrightStar Merchant Services are great partners with the Clay Chamber of Commerce and its 800 members. JD provides merchant services for the chamber in our main office and in the field at our many events. JD is committed to customer service and has bent over backwards to address and fix any issues that come up in a very timely manner.
I like knowing that he is watching over my payment processing. I know that he has got it covered and if there are ever any issues, he will get them resolved. You can trust this man and his company BrightStar to look after your best interest.
BrightStar Merchant Services makes receiving credit card payments at customers' homes so easy even a plumber can swipe credit payments. The rates are low and affordable and JD makes setup easy.
Resources
Know what you pay.
Plain-language guides to statements, interchange and recurring funding. All resources
- For businesses · 5 min
ACH vs Credit Card Payments: Which Should Your Business Accept?
How ACH bank transfers and card payments differ in cost, speed, risk and customer experience, and how to decide when to offer each one.
- For businesses · 6 min
How to Lower Credit Card Processing Fees: 12 Practical Steps
Twelve concrete ways to bring down what you pay to accept cards, from the pricing model you are on to how you key, batch and protect each sale.
- For businesses · 7 min
How to Read Your Merchant Processing Statement
A section-by-section guide to the monthly statement from your card processor, and the handful of lines that tell you whether you are overpaying.
Our mission
To provide solutions that exceed the expectations of our clients, creating value for their businesses and a meaningful difference to their bottom line, their processes and their ability to compete, guided by ardent service, tireless effort, truthfulness, positive results, constant learning and commitment to community.
Our values and teamWhatever you do, work at it with all your heart, as working for the Lord, not for man.
Colossians 3:23-24
Next step
Send us a recent statement.
That is the whole first step. We come back with a side-by-side comparison and the exact monthly donation your account would generate. If we cannot beat what you have, we will tell you that too.
